What should Bob do after receiving a suspicious text message from someone claiming to be from Yahoo Bank?

• A. Call the number in the message to verify
• B. Reply with personal information to confirm identity
• C. Ignore the message completely
• D. Recognize it as a scam and not engage

Answer: (D)

Recognizing a phishing attempt through SMS and choosing not to engage is the right move. Legitimate banks never ask you to reveal passwords, full PINs, or other sensitive info via text, nor do they instruct you to call a number or visit a link from the message. By treating the text as a scam, you avoid giving attackers a way to steal data or install malware. The safest response is to ignore the suspicious message and verify the bank through trusted channels you know are legitimate—use the official mobile app, the bank’s official website, or a phone number printed on your card or found on the bank’s official site. If you want to help stop fraud, report the message to the bank’s fraud department or mark it as junk. This approach reduces risk and reinforces safe digital hygiene.